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You get a cashback from all the Service Partners. You can spend the entire accumulated balance of bonus points with any of the Partners. When paying with a Mir card in Armenia, the Service gives you 1% cashback in addition to the % provided by the Partner. The bonuses accumulated in the Russian Federation are valid in Armenia, and vice versa.
In this program, the bonus is not backed by money. This is a "deferred discount" used for repeat/subsequent purchase. For example, a customer paid 1,000 rubles in "cash" (in cash / non—cash), and the outlet credited him with 10% of the bonuses from this purchase - 100 bonuses. Upon repeated purchase in the amount of 500 rubles, the client pays 400 rubles in "cash" and adds 100 bonuses. Bottom line: the second purchase is paid for at a discount, which was provided as a result of the first one.